Planning a funeral or memorial service is a highly personal process, and your decisions will be shaped by your life experiences, your relationship to the deceased, what the deceased wanted or what you desire for yourself after you die, what you can afford, and a myriad of other factors. There are several reasons to plan a funeral in advance, but here are the decisions you will generally need to make.
Thank you for mentioning how you should consult with a funeral provider and get a written list of items you can get with your plan. It is important to remember that doing this can help you know what you are paying for and what is available to you. My dad passed away yesterday and we want to make sure we get the best funeral services we can, so I’m glad I found your post.
If you are planning a funeral in advance of need, be sure to tell your loved ones about your decisions. Write down your specific instructions and funeral home choice. Give copies of your instructions to your family members or close friends, lawyer, and/or spiritual advisor. Do not put your written plans only in your Will or safe deposit box—they might not be found and read until too late—after your funeral is over.
If you can’t find a price survey, look online or in the phone book for funeral home listings. Call five or six and get their prices for your chosen arrangement; perhaps ask about casket and urn prices as well. If a particular funeral director seems uncooperative, cross him off your list. Do the costs fit within your budget? If not, you may have to consider a more affordable type of arrangement, look beyond your immediate area for lower prices, or eliminate extra expenses like embalming or visitation.

If you've formally prearranged your funeral or memorial service with a provider, then you should keep those documents with your other important papers at home—and let your loved ones know of their existence and their location—so they have timely access to them when necessary. If you keep your legal documents in a safe, or offsite in a safety-deposit box, then you should ensure that your loved one(s) also know the safe's combination or can access the key.
Most businesses provide convenient product and service information online, prices, and even post their general price list (GPL). This makes it easier to compare prices and service/merchandise options available locally. The Federal Trade Commission requires providers to give customers accurate and itemized price information and disclosures about other services, whether the customer asks in person or over the phone.
If you visit a funeral home in person, the FTC requires the funeral provider to give you a general price list itemizing the cost of the items and services the funeral home offers. If the price list does not include specific prices of caskets or other burial containers, laws require the funeral director to show you price lists. If it’s more convenient and less stressful to call funeral homes by telephone, the Funeral Rule enforced by the FTC requires funeral directors to provide price information on the phone.
When you have experienced the loss of a loved one, you can trust us to guide you through the arrangements necessary to create a meaningful ceremony that celebrates the unique life being honored. Our staff is committed to providing your family with the highest quality care and service in your time of need, and we take pride in our responsibility to lighten your burden as you take the first steps toward healing. 
Have you and your family discussed a budget, and decided on an amount that’s affordable for you—that you’re willing and able to spend without hardship? Shopping for a funeral should be like making any major purchase—you know what you can afford before you start shopping. Don’t make the mistake of buying a funeral the way many people do—accepting the funeral home’s price then scrambling to find the money. 
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