If you visit a funeral home in person, the FTC requires the funeral provider to give you a general price list itemizing the cost of the items and services the funeral home offers. If the price list does not include specific prices of caskets or other burial containers, laws require the funeral director to show you price lists. If it’s more convenient and less stressful to call funeral homes by telephone, the Funeral Rule enforced by the FTC requires funeral directors to provide price information on the phone.
In addition, it is possible to formally arrange your services in advance with a provider and then pay in advance, whether all at once or through installments. There are many reasons why people enter into these "preneed" arrangements, including removing the burden of making difficult decisions once death occurs; to prevent financial hardship on survivors, or to spend down their assets in order to qualify for certain federal benefits.![]()
Have you and your family discussed a budget, and decided on an amount that’s affordable for you—that you’re willing and able to spend without hardship? Shopping for a funeral should be like making any major purchase—you know what you can afford before you start shopping. Don’t make the mistake of buying a funeral the way many people do—accepting the funeral home’s price then scrambling to find the money.

