Have you and your family discussed a budget, and decided on an amount that’s affordable for you—that you’re willing and able to spend without hardship? Shopping for a funeral should be like making any major purchase—you know what you can afford before you start shopping. Don’t make the mistake of buying a funeral the way many people do—accepting the funeral home’s price then scrambling to find the money.
If the death has already happened and you do not have time to pre-plan, download a copy of our Funeral Planning Checklist and Planning Form. This comprehensive document will help you gather all the information that you will need when meeting with the funeral service providers you will be working with. Once you make the request we will email you right away with a link to download the document.
You will likely need a funeral director to help you make arrangements for handling the body, but in many states, this is not required. If you are in an area that permits home funerals and burials, you may be able to handle most of the preparation yourself. See our page on home funerals and burials. As far as arranging the ceremony, you may find that you would like to work with a funeral celebrant. A funeral celebrant is a trained professional whose job is to help you plan the type of ceremony you would like.
If you can’t find a price survey, look online or in the phone book for funeral home listings. Call five or six and get their prices for your chosen arrangement; perhaps ask about casket and urn prices as well. If a particular funeral director seems uncooperative, cross him off your list. Do the costs fit within your budget? If not, you may have to consider a more affordable type of arrangement, look beyond your immediate area for lower prices, or eliminate extra expenses like embalming or visitation.
Tip: At £700, the funeral expenses payment is unable to cover the average cost of a funeral. There are alternatives that may reduce the financial burden, such as a public health funeral or direct cremation. Separating the service from the disposal of the body can be helpful too in allowing people to think creatively about meaningful but inexpensive ways in which a person’s memory can be honoured.
In a nutshell, this normally involves the deceased being taken into the care of a funeral director, the funeral director making necessary arrangements with relevant authorities, providing a hearse and limousine on the day of the funeral and transporting the deceased and their family, in black, to the place of the funeral, where a religious minister would oversee proceedings. 

You made a good point when you talked about how it is important to schedule an appointment for a visit when you are looking to hire a funeral home for their services. Losing a loved one is not an easy process for anyone, and in my opinion, it is important to reduce as much stress as possible in situations like these. If I had to plan a funeral for a loved one, I would definitely want the help of a funeral home.
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