Tip: At £700, the funeral expenses payment is unable to cover the average cost of a funeral. There are alternatives that may reduce the financial burden, such as a public health funeral or direct cremation. Separating the service from the disposal of the body can be helpful too in allowing people to think creatively about meaningful but inexpensive ways in which a person’s memory can be honoured.![]()
Planning a funeral or memorial service is a highly personal process, and your decisions will be shaped by your life experiences, your relationship to the deceased, what the deceased wanted or what you desire for yourself after you die, what you can afford, and a myriad of other factors. There are several reasons to plan a funeral in advance, but here are the decisions you will generally need to make.
A crematorium may charge in the region of £700-£1,000. With regards to burial, there are two charges. Firstly, there is the purchase of the grave itself and secondly, the opening of the grave. The purchase of the grave is a one-off payment and can run into thousands of pounds, whilst the opening fee will be for a number of burials and the cost is likely to be hundreds of pounds.
Plan out the eulogies for the service. Consult with the other guests to figure out who wants to talk during the service. Don't force anyone to make a speech if they're not comfortable doing so. Also, if you'd rather not speak, it's okay if you politely decline. Even if you assign speaking duties, it’s good to open up the floor at the end of the service to anyone who wants to share their thoughts.[17]
Some families choose to conduct funeral services in a place of worship or a funeral home chapel that incorporate religious readings and music; others desire secular or non-religious services held in a public or private location; still others choose to hold a private funeral and interment for immediate family members and then a memorial service later for loved ones.
Arranging a funeral can seem like a daunting responsibility during a trying time, but it's an essential part of expressing grief. Contact a funeral director for guidance on setting up the funeral, completing legal documentation, and reserving space at a cemetery or crematorium. Personalize the service with music and decorations and you'll create a memorial service everyone will love.
Make an appointment to visit those funeral homes if possible. Bring a list of questions and a friend or family member less emotionally invested in the funeral than you are. Ask the funeral home for their General Price List and have the director review it with you. You might want to see an array of urns or caskets, ask about their billing policy, or meet the staff. Do you like the facility? Does the funeral director seem helpful and trustworthy, and answer questions willingly? Is he or she sensitive to your values and cultural or religious needs? Don’t select a funeral provider unless you feel completely comfortable with the director and the premises.
Most businesses provide convenient product and service information online, prices, and even post their general price list (GPL). This makes it easier to compare prices and service/merchandise options available locally. The Federal Trade Commission requires providers to give customers accurate and itemized price information and disclosures about other services, whether the customer asks in person or over the phone.
In a nutshell, this normally involves the deceased being taken into the care of a funeral director, the funeral director making necessary arrangements with relevant authorities, providing a hearse and limousine on the day of the funeral and transporting the deceased and their family, in black, to the place of the funeral, where a religious minister would oversee proceedings.
You made a good point when you talked about how it is important to schedule an appointment for a visit when you are looking to hire a funeral home for their services. Losing a loved one is not an easy process for anyone, and in my opinion, it is important to reduce as much stress as possible in situations like these. If I had to plan a funeral for a loved one, I would definitely want the help of a funeral home.

