In addition, it is possible to formally arrange your services in advance with a provider and then pay in advance, whether all at once or through installments. There are many reasons why people enter into these "preneed" arrangements, including removing the burden of making difficult decisions once death occurs; to prevent financial hardship on survivors, or to spend down their assets in order to qualify for certain federal benefits.
I’m glad that you mention how it’s important to know the funeral arrangements you want, such as burial services or cremation. Once you know this and other requirements, such as where you want the burial, it might help to start research funeral homes in the area. Finding a local one could ensure that the services can get done quickly and you can properly remember your deceased loved one.
We strive to be professional, courteous, understanding, and above all, compassionate in our service. When selecting a funeral service, we suggest to our families the three most important items to remember: 1. Every funeral is a dignified funeral; 2. Stay in a price category that you can afford and most importantly, 3. Whoever is paying for the funeral, such as a surviving spouse, they need to maintain their same standard of living or better.
If you are planning a funeral in advance of need, be sure to tell your loved ones about your decisions. Write down your specific instructions and funeral home choice. Give copies of your instructions to your family members or close friends, lawyer, and/or spiritual advisor. Do not put your written plans only in your Will or safe deposit box—they might not be found and read until too late—after your funeral is over.
Have you and your family discussed a budget, and decided on an amount that’s affordable for you—that you’re willing and able to spend without hardship? Shopping for a funeral should be like making any major purchase—you know what you can afford before you start shopping. Don’t make the mistake of buying a funeral the way many people do—accepting the funeral home’s price then scrambling to find the money.

