This article was co-authored by David I. Jacobson. David I. Jacobson is the founder of Chicago Jewish Funerals, an independent Jewish owned funeral provider that evolved into two funeral homes in the Chicagoland area. With over 30 years of experience serving families, David is a leading expert on Kavod Hamet, the Jewish traditions of honoring and respecting the dead. David is an active funeral director that serves people planning and in need of funerals, lecturing to congregations, community groups, and schools extensively about the values of the Jewish funeral as well as the dying process and the value of one’s legacy. This article has been viewed 7,402 times.
If you visit a funeral home in person, the FTC requires the funeral provider to give you a general price list itemizing the cost of the items and services the funeral home offers. If the price list does not include specific prices of caskets or other burial containers, laws require the funeral director to show you price lists. If it’s more convenient and less stressful to call funeral homes by telephone, the Funeral Rule enforced by the FTC requires funeral directors to provide price information on the phone.
If you've formally prearranged your funeral or memorial service with a provider, then you should keep those documents with your other important papers at home—and let your loved ones know of their existence and their location—so they have timely access to them when necessary. If you keep your legal documents in a safe, or offsite in a safety-deposit box, then you should ensure that your loved one(s) also know the safe's combination or can access the key.
Evangelist Ceola Walker Baker, age 78. Heaven Sent April 3, 1942 and Heaven Bound October 22, 2020. Ceola was born in Birmingham, AL to Samuel Sr. and Sally Walker. Ceola was a member of Miracle Cathedral where she served as an Ordained Evangelist, Church Mother, Missionary, and Mime Ministry. She loved feeding the community with… Read complete obituary here.
Tip: At £700, the funeral expenses payment is unable to cover the average cost of a funeral. There are alternatives that may reduce the financial burden, such as a public health funeral or direct cremation. Separating the service from the disposal of the body can be helpful too in allowing people to think creatively about meaningful but inexpensive ways in which a person’s memory can be honoured.
Evangelist Ceola Walker Baker, age 78. Heaven Sent April 3, 1942 and Heaven Bound October 22, 2020. Ceola was born in Birmingham, AL to Samuel Sr. and Sally Walker. Ceola was a member of Miracle Cathedral where she served as an Ordained Evangelist, Church Mother, Missionary, and Mime Ministry. She loved feeding the community with… Read complete obituary here.
If you can’t find a price survey, look online or in the phone book for funeral home listings. Call five or six and get their prices for your chosen arrangement; perhaps ask about casket and urn prices as well. If a particular funeral director seems uncooperative, cross him off your list. Do the costs fit within your budget? If not, you may have to consider a more affordable type of arrangement, look beyond your immediate area for lower prices, or eliminate extra expenses like embalming or visitation.
I’m glad that you mention how it’s important to know the funeral arrangements you want, such as burial services or cremation. Once you know this and other requirements, such as where you want the burial, it might help to start research funeral homes in the area. Finding a local one could ensure that the services can get done quickly and you can properly remember your deceased loved one.
When you have experienced the loss of a loved one, you can trust us to guide you through the arrangements necessary to create a meaningful ceremony that celebrates the unique life being honored. Our staff is committed to providing your family with the highest quality care and service in your time of need, and we take pride in our responsibility to lighten your burden as you take the first steps toward healing.
First, check with your local Funeral Consumers Alliance to see if they have a survey of prices in your area. If so, check the range of costs for your chosen arrangement, and pick out some affordable funeral homes. You may find a huge price difference for the same option, so doing a cost comparison might save you several thousand dollars. Often those specializing in cremation offer the lowest prices for that service, but not always—be sure to double check.
When comparing prices, calculate the total cost of all the items. Although funeral homes may offer packages that cost less than buying individual items or services, you may not need all the services. Consider the wishes of the deceased, your budget and input from relatives and friends. The amount that you spend isn’t tied to the love you had for the deceased. Going into debt isn’t advisable.
In addition, it is possible to formally arrange your services in advance with a provider and then pay in advance, whether all at once or through installments. There are many reasons why people enter into these "preneed" arrangements, including removing the burden of making difficult decisions once death occurs; to prevent financial hardship on survivors, or to spend down their assets in order to qualify for certain federal benefits.![]()
When I give my last breath, I would like my family to just mourn my passing and remember my life with them, and not squander around looking for a funeral home to put me in. Funeral costs would only continue to go up following certain statistics on the market so it is only prudent to have a budget planned when looking for a funeral home. When choosing a funeral home, I think it is a clever idea to ask the establishment on how their services are different than the rest. Not only will this show you which one could provide more for your money, you can also choose which ones have a better set of packages/services offered.![]()
Finally, if you're planning your own funeral or memorial service in advance, you should inform your family about your end-of-life wishes to make sure they know what you want. Ideally, you should provide a written record rather than relying upon a family member's memory or keeping your plans on your computer, but even a single verbal conversation with your spouse or partner, child, sibling, or parent can prove better than nothing.
Ask your family some specific questions. Do they have preferences about the type of final arrangement? If you are planning for a loved one, did he or she leave any written instructions? Have arrangements at a certain funeral home already been prepaid, perhaps years ago? Be sure to look for any documents that will help in the decision-making process before going forward.

