Comparison shopping doesn’t have to be too challenging, especially if it's done before the need for a funeral arises, says the Federal Trade Commission. “Thinking ahead can help you make informed and thoughtful decisions about funeral arrangements. It allows you to choose the specific items you want and need, and to compare the prices several funeral providers charge,” the FTC says.
When I give my last breath, I would like my family to just mourn my passing and remember my life with them, and not squander around looking for a funeral home to put me in. Funeral costs would only continue to go up following certain statistics on the market so it is only prudent to have a budget planned when looking for a funeral home. When choosing a funeral home, I think it is a clever idea to ask the establishment on how their services are different than the rest. Not only will this show you which one could provide more for your money, you can also choose which ones have a better set of packages/services offered.
This article was co-authored by David I. Jacobson. David I. Jacobson is the founder of Chicago Jewish Funerals, an independent Jewish owned funeral provider that evolved into two funeral homes in the Chicagoland area. With over 30 years of experience serving families, David is a leading expert on Kavod Hamet, the Jewish traditions of honoring and respecting the dead. David is an active funeral director that serves people planning and in need of funerals, lecturing to congregations, community groups, and schools extensively about the values of the Jewish funeral as well as the dying process and the value of one’s legacy. This article has been viewed 7,402 times.![]()
If the death has already happened and you do not have time to pre-plan, download a copy of our Funeral Planning Checklist and Planning Form. This comprehensive document will help you gather all the information that you will need when meeting with the funeral service providers you will be working with. Once you make the request we will email you right away with a link to download the document.
From Google to online directories to asking friends and family members, there are many ways to find funeral homes in your area. Once you’ve determined what your criteria are for a funeral home, you can begin to make use of these resources to find potential funeral homes. Ask friends and family members about any funeral home experiences they’ve had, look at funeral homes’ websites, and search for local funeral homes using online directories. More and more, funeral homes reviews are appearing on customer review sites, such as Yelp and Angie’s List, and those might be helpful resources as well.
Tip: At £700, the funeral expenses payment is unable to cover the average cost of a funeral. There are alternatives that may reduce the financial burden, such as a public health funeral or direct cremation. Separating the service from the disposal of the body can be helpful too in allowing people to think creatively about meaningful but inexpensive ways in which a person’s memory can be honoured.
You should feel comfortable with the funeral director at the funeral home. Your first meeting is an opportunity for you to ask questions, learn more about the services offered, and get a general sense of what the funeral home in question is like. Cost is another consideration, and it’s okay (and can be a good idea) to comparison shop if you feel uneasy about quoted prices. And if you’re not sure where to start, but you know what cemetery you want to use, consider asking the cemetery for their recommended funeral homes.
For example, you can arrange a "traditional" funeral service that includes a wake/visitation beforehand with the embalmed body in an open casket even if you desire cremation of the deceased as the form of final disposition. Likewise, some families choose to cremate the unembalmed deceased without a service beforehand but hold a memorial service afterward with or without the inurned remains present.
Most businesses provide convenient product and service information online, prices, and even post their general price list (GPL). This makes it easier to compare prices and service/merchandise options available locally. The Federal Trade Commission requires providers to give customers accurate and itemized price information and disclosures about other services, whether the customer asks in person or over the phone.
Ask yourself: How important is a convenient location? Do you prefer proximity to your home, place of worship, or cemetery? Is price a critical factor? How flexible is your budget? If you or your family used a funeral firm in the past, how satisfied were you? Do you have special religious or cultural requirements? If you want a viewing or service, will you need a large facility with ample parking, high-tech video screens, or handicap-accessibility? Or is simplicity your first priority?
Most businesses provide convenient product and service information online, prices, and even post their general price list (GPL). This makes it easier to compare prices and service/merchandise options available locally. The Federal Trade Commission requires providers to give customers accurate and itemized price information and disclosures about other services, whether the customer asks in person or over the phone.
Make an appointment to visit those funeral homes if possible. Bring a list of questions and a friend or family member less emotionally invested in the funeral than you are. Ask the funeral home for their General Price List and have the director review it with you. You might want to see an array of urns or caskets, ask about their billing policy, or meet the staff. Do you like the facility? Does the funeral director seem helpful and trustworthy, and answer questions willingly? Is he or she sensitive to your values and cultural or religious needs? Don’t select a funeral provider unless you feel completely comfortable with the director and the premises.
Thank you for mentioning how you should consult with a funeral provider and get a written list of items you can get with your plan. It is important to remember that doing this can help you know what you are paying for and what is available to you. My dad passed away yesterday and we want to make sure we get the best funeral services we can, so I’m glad I found your post.
For example, you can arrange a "traditional" funeral service that includes a wake/visitation beforehand with the embalmed body in an open casket even if you desire cremation of the deceased as the form of final disposition. Likewise, some families choose to cremate the unembalmed deceased without a service beforehand but hold a memorial service afterward with or without the inurned remains present.
If you can’t find a price survey, look online or in the phone book for funeral home listings. Call five or six and get their prices for your chosen arrangement; perhaps ask about casket and urn prices as well. If a particular funeral director seems uncooperative, cross him off your list. Do the costs fit within your budget? If not, you may have to consider a more affordable type of arrangement, look beyond your immediate area for lower prices, or eliminate extra expenses like embalming or visitation.
Thank you for mentioning how you should consult with a funeral provider and get a written list of items you can get with your plan. It is important to remember that doing this can help you know what you are paying for and what is available to you. My dad passed away yesterday and we want to make sure we get the best funeral services we can, so I’m glad I found your post.
In addition, it is possible to formally arrange your services in advance with a provider and then pay in advance, whether all at once or through installments. There are many reasons why people enter into these "preneed" arrangements, including removing the burden of making difficult decisions once death occurs; to prevent financial hardship on survivors, or to spend down their assets in order to qualify for certain federal benefits.
After determining the above, the next step is to research your service and provider options. If death has already occurred, you can contact a local funeral home, cremation provider or cemetery. Your chosen provider can help you arrange the funeral, memorial and/or interment service you desire; provide information about your various product and service options; explain the costs involved for merchandise, services, and other professional fees; and help you create an obituary or death notice and obtain official death certificates.
When someone we love has experienced a loss, we may struggle with what to say. Statements such as, “I didn’t know what to say to help,” or “I had such a hard time finding the right words” are common statements. When we extend expressions of empathy to someone who is grieving, it is best to speak honestly and from the heart. Here are a few tips based on the teachings of Sara Murphy, PhD, CT, on expressing empathy to a grieving loved one.
Have you and your family discussed a budget, and decided on an amount that’s affordable for you—that you’re willing and able to spend without hardship? Shopping for a funeral should be like making any major purchase—you know what you can afford before you start shopping. Don’t make the mistake of buying a funeral the way many people do—accepting the funeral home’s price then scrambling to find the money.

