You don't get any money until you've saved up to $30 in credit. I don't qualify for most surveys I try to do. Lottery scratch points tease $10, $25, or even the chance to win $100, but all I've ever won is a few cents. I wonder if it even is possible to win any dollar amount or if that's just a lie. At most I earn several cents a day. Definitely not worth the time.
Not a “scam” in the sense of the word, but really not a way to earn any type of money. If you can find the companies that do the surveys and do them on your own with out sites like this you will make a substantially bigger amount of money. The “scam” is they take 90% (if not more, to be honest probably 99%) of the survey payout for themselves. Its the same for the “offers”, they will take the majority of the offer from the company, and give you a small percentage, And if that was not enough, they also take a percentage of your payout. This should be illegal as it is criminal to do this to people.