Hi, I'm Zina! I'm a personal finance expert with a passion for helping millennials figure out their most pressing financial issues. My interest is personal -- I paid off my student loans in three years and have been helping others take control of their finances ever since. My work has been featured in the Washington Post, Fox Business, Time, Quicken Loans, LendingTree, Forbes, Money.com, Mint, and many more.  I currently live in Indianapolis, IN with my husband and two dogs.
I have had IB for months and it was very difficult to earn anything except pennies on scratch offs.. strike 1....hardly qualified for surveys and when I did they were long and a waste of time for 25 cents....strike2...finally got to the $30 mark to cash out, which is exactly what I did however I had no idea that they would charge you a process fee of $3 and you have to wait 3 weeks to get your money.... strike 3 for me. Now I have to wait and see if I get it.Total waste of time people. I use Swagbucks which is pretty good and Ibotta which I love and recommend, I literally have made $30 in a day with Ibotta depending on my shopping needs. IB is not good period
Not a “scam” in the sense of the word, but really not a way to earn any type of money. If you can find the companies that do the surveys and do them on your own with out sites like this you will make a substantially bigger amount of money. The “scam” is they take 90% (if not more, to be honest probably 99%) of the survey payout for themselves. Its the same for the “offers”, they will take the majority of the offer from the company, and give you a small percentage, And if that was not enough, they also take a percentage of your payout. This should be illegal as it is criminal to do this to people.
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