Right from the point of registering, Tellwut starts rewarding you. Immediately after signing up, you’ll receive 100 points; when you provide your mailing information, you’ll receive another 100 points; when you provide your account information, you’ll get yet another 100 points. That’s a total of 300 points already, without having attempted any survey.
Some features of InboxDollars are quite unique and not found on other paid-survey websites. Apart from the usual payment or survey taking, the website also enables members to read emails, sign up for corporate offers, watch videos, play games and generally surf the web in order to earn income. (For the record, InboxDollars isn't the only site that will pay you for playing games and surfing the web. Swagbucks is generally regarded as the best in the business when it comes to that kind of free money. Click here to read my honest review of Swagbucks)
Honestly I’ve been using this app for a less than 1 year and have thus far made more than $150. Don’t do the surveys unless the title is specific and you know the market they are searching for. But they are a waste of time!!!I just use the TV part of the app. I use to be able to make $2 a day just with that, but they lowered it to 50 cents. I use this app while I’m at the office or in school. Just leave it playing and have your phone make money while you’re not using it. You don’t have to actually watch it. That’s where everyone is getting this app mixed up. It’s not a waste of time if you’re not actually paying attention and doing something else productive. I don’t think about $.50-$1 a day but making $30 a month and $360 a year for doing nothing.

Me and my roommate had both accounts and used the same PC. they told us we can only use one account. it doesn’t make any sense because it’s not like we are using each other bank accounts, etc. inbox dollars also manipulates with how much money you can earn per surveys. if you make a couple of bucks one day, i guarantee you, you will not qualify for any surveys the next day! it’s all bogus. SCAM!

Another good thing about Tellwut is that, you don’t have to wait for survey invites via emails. You can simply log into your account at any time and take available surveys. The surveys are very short and simple. While many of the surveys can be completed in under a minute, some can take up to 10 minutes. Also, you can create your own surveys on the site.


I agree. It does take awhile to build up money, especially when doing surveys and paid emails. I shop a lot online and it adds up much quicker when you link it through inboxdollars. Also, I do print up the coupons and receive (it does take awhile to process) .10 per coupon. It has taken me 2 years but I have over $206.00 to claim. I, previously, have claimed and received $53.00.

InboxDollars is arguably the easiest, most convenient and versatile way to make money online quickly, legitimately and securely, with little to no effort, simply by using the internet as always, for various purposes. More specifically, Inbox Dollars is an uber-popular, fully legitimate and foolproof online rewards club that reliably pays consumers in real cash ( not points) for their everyday mobile and online activities.
How it works: With Survey Club, you can take part in some of the highest-paying research, clinical trials and surveys available. There are often location-based opportunities (such as focus groups), and unlike some of the other companies on this list, Survey Club often gives you the chance to test products that researchers will physically mail to you free of charge.
Fusion Cash also has a lot of paid offers, that allow you earn by completing simple tasks, which includes visiting websites and signing up, and more. Some of the offers will require you to submit your credit card information; but if that’s a concern, you’ll also find offers that do not require CC details. Any offer you complete will arm you between $0.25 to $30.  You can also earn by using the Fusion Cash search engine to do your web searches; or by watching certain videos; or by listening to the radio.

Inboxdollars Apk


I have had IB for months and it was very difficult to earn anything except pennies on scratch offs.. strike 1....hardly qualified for surveys and when I did they were long and a waste of time for 25 cents....strike2...finally got to the $30 mark to cash out, which is exactly what I did however I had no idea that they would charge you a process fee of $3 and you have to wait 3 weeks to get your money.... strike 3 for me. Now I have to wait and see if I get it.Total waste of time people. I use Swagbucks which is pretty good and Ibotta which I love and recommend, I literally have made $30 in a day with Ibotta depending on my shopping needs. IB is not good period

My InboxDollars experience started on a high note. After receiving the signup bonus, I earned another 50 cents for completing a short profile survey. I also appreciated that I could see a list of surveys available to me, along with the exact dollar (or cent) amount they’re worth. Most sites we tested use points, and determining a survey’s monetary value can be a hassle. This list also included the estimated time required for each of the surveys and, for some, the topic.


Something that sets InboxDollars apart from its peers is that they encourage members to be active by offering a free Gold Membership. There’s nothing extra to do on your part; you’ll automatically become a Gold Member once you receive your first payment. As a Gold Member, your future payments will be processed up to 5x faster than non-Gold Members. I won’t complain about that!

I have been using Inbox Dollars for months now. I am at $32.60 as of right now. My amount has been the same for weeks. I click on the paid emails, and I am not being credited. I wrote to them and all I got back was that I did not have enough funds to cash out. I very clearly told them that my amount is frozen and that I am not being credited for the paid emails I click on. So I try to contact them once more to explain my problem again, I got no response. So I wasted months of my time for absolutely nothing. This site stinks! It is very time consuming. Alot of the surveys you do not qualify for. You sometimes are filling out surveys for several minutes until they decide to tell you that you do not qualify for the survey. I am upset that I wasted so much time for absolutely nothing in return. This site is a complete waste!
InboxDollars makes you an offer you can’t afford to refuse – start earning extra money and even a full-time living online, at your own pace, in the comfort of your home or elsewhere and have all the money you can make at your fingertips, with minimum effort. For added convenience, you can now leverage legitimate and select reward websites to benefit from real cash plus prizes for your usual everyday online activities. Ka-ching!

Is Inbox Dollars Available In Philippines


Surveys can be on many different topics, like your TV-watching habits, your favorite places to eat, what material of sweater you prefer in the fall, etc. Many surveys can take less than 5 minutes to complete, although some take longer (and pay more money). Despite the wide array of topics, the end goal of paid online surveys is usually the same: to get a better idea of what consumers are thinking and how they make decisions.
Inboxdollars is a scam!! All I have to say is you 1) better CAREFULLY read there lengthy terms and agreement before signing on the dotted line! My account got terminated because I unfortunately didn’t and didn’t realize my sister couldn’t have an account because we live together and have same address and used to use the same computer. We worked on surveys for hours and made $60 plus each and then got terminated and had to forfeit our money! Really sucked! 2) They will give out your information….phone number and email address. So if you don’t want tons of spam calls and spam emails….run away!! 3) They do not have a phone number to contact them. They have a support email and a live chat who doesn’t give you any useful information. Needless to say….Inbox Dollars is the worse survey site that I have ever encountered….you have been warned!! 🙂
MyPoints isn’t as shady as them and isn’t as difficult. I’ve been clicking emails for 5-7 years (they offer surveys too but I only click emails) and cannot even remember how many gift cards I’ve gotten from them (a lot in that many years). Not once did they stop sending emails once I got to a certain amount of points. I can quit at any time after cashing out too, unlike InboxDollars who forces you to stay active until your payment is sent.
Another good thing about One Poll is that they reward you with £5.00 just for signing up. One other good thing which One Poll takes pride in, is that they help you along the way in reaching your withdrawal limit. For example, they will direct you to a list of surveys that you can complete in order to make your first £2.50. However, each of these mini surveys to get you started will earn you about £0.20; which means that you’ll need to complete about 13 of them to get that first £2.50.
After my initial $5 bonus, I found that many of the surveys did not pay out a ton of money, which was a bit of a bummer. Nonetheless, clicking around and answering questions can still net you a couple of bucks an hour, which is better than nothing. You’re going to be on the internet anyway, so you may as well get paid for it. Learn more in our InboxDollars Review.

These activities run the gamut from using the search engines to find the information you need, reading emails and taking online market research surveys, to online shopping, playing games, watching videos and many more. In addition to fast cash, this legit loyalty program serves up a plethora of amazing prizes on a regular basis. In a nutshell, Inbox Dollars connects brands and consumers in a mutually beneficial manner, generously rewarding members with cash and prizes for interacting with various brands via their everyday online and mobile activities.

In my opinion, Inbox Dollars is a scam. After registering and wasting hours upon hours to make a few cents I started receiving a swarm of emails, 83 in one day to be exact, from the companies I was questioned about in the surveys. Not to mention an abundance of calls from unknown numbers. What an invasion of privacy! This is not worth the hassle. Be smart and don’t fall for this one!


Not a “scam” in the sense of the word, but really not a way to earn any type of money. If you can find the companies that do the surveys and do them on your own with out sites like this you will make a substantially bigger amount of money. The “scam” is they take 90% (if not more, to be honest probably 99%) of the survey payout for themselves. Its the same for the “offers”, they will take the majority of the offer from the company, and give you a small percentage, And if that was not enough, they also take a percentage of your payout. This should be illegal as it is criminal to do this to people.

nbox dollars is a scam. They will pull you in by offering $5 to begin and another $7 for completing some other tasks. It all goes downhill from there. I quickly realized that filling out countless surveys. I really gave them a try, I tried and tried and tried. Finally I snapped and said “No More!” What happens is that once you start a survey and it could be 15-20 minutes of filling questions, they will reject you based on answering a question as “no”. So you could answer “yes, yes, yes” for multiple questions and after 20 minutes of tedious (and yes, boooring!) questioning you are rejected from survey by punching one lousy “No”. Then they offer “sweeps” which is a raffle ticket that will never win you anything, pathetic! So, after seeing what a sham I got myself into I just decided to get my $30 by strictly opening the “paid mail” and using “paid search”. I had opened the account with them 1.5 years ago and finally was able to collect my $30 (actually $27, they even take $3 for “processing fee” – a final slap in the face) after countless hours of filling surveys and opening stupid paid mail. They pay 2 cents per one paid e-mail so yes it will take a while. I will be closing my account with inbox dollars now that I recovered a small fraction of what my time is actually worth, and I recommend staying clear from them and finding another way of making $$$.

This is a service owned and operated by a Kenyan company known as Simba Survey. The company works with local and international businesses, government agencies, research institutions, NGOs and universities to create and deploy flexible and scalable mobile surveys. The survey rates can move from a minimum of Ksh. 50 upwards. There are two types of surveys one can take; the cash reward surveys and the draw entry surveys. Members can withdraw their money directly via MPESA.
It’s easy! You answer online surveys and short polls right from your computer or smartphone. InboxDollars then rewards you with your choice of free cash or gift cards for popular brands. It’s easy to get paid for sharing your opinions, and we’re one of the best survey sites out there. Our members earn cash, not points for surveys. Since 2000, we’ve paid over $56 Million in cash rewards to our members.

How large? First, Survey Spot uses the points system, where you are awarded points for any survey and offers you complete. Typically, any completed survey will earn you about 50 – 100 points. With 100 points equalling $1.00, it means that each completed survey nets you about $0.50 – $1.00. A typical survey will take between 10 – 15 minutes to complete.
Brands spend a lot of money on creating products and services. But a lot of that time and money is wasted because these offerings end up not meeting consumer needs. Insert InboxDollars, a market research company. Companies like InboxDollars act as a bridge between product makers, service providers, and consumers. People like you and me get to get extra money to take surveys and give feedback, while the companies learn how to make better products. Rather than seek out feedback directly, they enlist a company like InboxDollars to get our feedback.
The survey panel will invite you to participate in surveys via email. When you get an invite, you’ll answer some questions to determine if you qualify to complete the survey. If you do not qualify, My Soap Box still awards you with 10 points. However, if you qualify and complete a survey, you’ll earn between 750 points to 1500 points, which is $0.75 to $1.50.

Interesting read, thanks for sharing. I suppose that online surveys may generate a few extra dollars on the side for some people, but it does require you to qualify for certain surveys online. In many cases you may not qualify, and will result in having to search for more surveys. This can be time consuming and in most cases not as profitable as may be expected.

Inbox Dollars Blog


It’s easy! You answer online surveys and short polls right from your computer or smartphone. InboxDollars then rewards you with your choice of free cash or gift cards for popular brands. It’s easy to get paid for sharing your opinions, and we’re one of the best survey sites out there. Our members earn cash, not points for surveys. Since 2000, we’ve paid over $56 Million in cash rewards to our members.

Inbox Dollars App


From the get-go, new members will instantly earn their first $5. The process of signing up is extremely easy and simple – enter your email, create a password and confirm your account via email. Then, you will need to answer several basic questions that are on par with every other survey panel (i.e. about your marital status, kids, degree, race, income etc).
You’ll get between 5 – 15 points for taking any of the simple surveys; you’ll get between 10 – 20 points for every survey you create that is accepted and hosted; an you’ll get between 25 – 2000 points for participating in an external survey. You can also earn some points by referring friends. For each friend, Tellwut will reward you with 25 points.
Another good news that, survey invites are sent frequently, and disqualification rate is very low in One Poll. You’ll receive a good number of invitations in a week to participate in surveys, and you’ll be eligible to participate in many of them. Also, the surveys in One Poll are arguably the shortest surveys you’ll find in the market, as well as the most fun to participate in. Surveys take between 2 – 10 minutes, and most of them are very interesting.
The minimum payment threshold is 25,000 points. Once you’ve accumulated that many points, you can redeem them for gift vouchers from major retailers such as Target, Amazon, Walmart, Starbucks, iTunes,  Sports Authority, Papa Johns, and more. After the first withdrawal, you don’t need to meet any minimum requirement for further cash outs. You can redeem as low as 1,000 ($1.00) for some e-vouchers.
I don’t see PaidViewpoint on your list. I like using that site. I signed up for it on June 28, 2016, but I guess I forgot about the site and stopped using it on July 24, 2016 but had a total of $1.91. I started using it again on May 5, 2018, and I’m now up to $27.05 and have a trait score of 10, which is the highest. The surveys are easy and you don’t get disqualified. I mostly earn 10 cents, but once in awhile I earn some good money like 62 cents. It does take awhile to add up, but it’s free money.
How it works: There are two ways to earn cash with Survey Savvy. The first is, as the name suggests, by completing surveys (which typically pay between $1 and $3 each). However, you can also make passive income with Savvy Connect, which is a lightweight and unobtrusive mobile app that runs in the background on your computer and/or mobile devices, collecting anonymous data to send back to the company. Savvy Connect users can earn $5 per month per device, just for keeping the app installed.

A little late getting into this discussion. But my favorite so far is OneOpinion. I think it’s mentioned here. Survey Junkie cool. MyPoints is okay. Ipso, not so much. I did make 300 points today in about 6 hours and every single survey except one I was disqualified for. I was disqualified for the two pointers as well as the higher pointed ones. I’ve never had that problem. Yes you get disqualified, but not everyone out of 30 or so. One of them I actually made to the 98% and was disqualified. I think they didn’t like the fact I was female, except that was answered at the beginning.

InboxDollars is one of the worst programs. Unlike others, they have a very short “6-months of inactivity and we’ll close your account and keep your money” term. Plus, you earn next to nothing. I too stopped getting paid emails and tried to unsuccessfully qualify for surveys. As such, I mostly did the big-ticket things, like signing up for money back on donations to charities. I accrued $98 and log in monthly to avoid the “inactivity” thing. But, guess what? They just closed my account for not completing anything in six months. They don’t even hold up their own definition of “activity”. So, user beware–withdraw when you can, even though UNLIKE the other programs, they charge a 3% fee on what you’ve earned. Sketchy, sketchy, sketchy.
I think the people that are saying good things about it are being PAID to say good things about it. INBOX DOLLARS is a SCAM. EVERYONE needs to REPORT them to the Better Business Bureau and Sue their ASSES. I bet if ENOUGH people got together and did that they'd get PAID and INBOX DOLLARS would get SHUT DOWN like they need to be so they can't SCAM people anymore.

Inbox Dollars A Scam


The conclusion of this impartial review is rather obvious – it is undoubtedly worth trying it out, to say the least, and you can instantly earn a $5 bonus while you’re at it. Why not benefit from getting easy cash for the stuff you’d be doing on the internet anyway? Your cash rewards are just a click away – simply join the club for free and get that extra money you rightfully deserve. Sounds like a plan, doesn’t it?

InboxDollars treats its members to generous doses of monetary rewards in the form of cash and prizes for a wide array of daily activities on their computer, smartphone and tablet. This unbiased Inbox Dollars review will guide you through the various options of earning real cash and impressive prizes. To cash out, you need to have minimum $30, but if you want the club to waive the standard $3 processing fee, you should advisedly choose to cash out at $40.
How it works: With Survey Club, you can take part in some of the highest-paying research, clinical trials and surveys available. There are often location-based opportunities (such as focus groups), and unlike some of the other companies on this list, Survey Club often gives you the chance to test products that researchers will physically mail to you free of charge.
It’s easy! You answer online surveys and short polls right from your computer or smartphone. InboxDollars then rewards you with your choice of free cash or gift cards for popular brands. It’s easy to get paid for sharing your opinions, and we’re one of the best survey sites out there. Our members earn cash, not points for surveys. Since 2000, we’ve paid over $56 Million in cash rewards to our members.

Inbox Dollars App


Dear Dave, You should contact LiveChat for more assistance but an account can be deleted/removed for inactivity on the account for a period of 6 months or more of if the account was in a violation of the terms. Accounts are never randomly deleted without cause so if you reach out to LiveChat they can review and escalate your inquiry if further review is needed. We have more information in our Terms of Membership: http://www.inboxdollars.com/pages/terms
Unfortunately, a lot of people think that because they didn’t qualify for a survey, the company conducting it is somehow scamming them. Remember, companies want to gather data and feedback from their target customers. Remember the Starbucks example above? Well, if you are not a coffee drinker, it makes sense that Starbucks doesn’t want to spend money on giving you a survey on something that doesn’t apply to you!
You can also watch short videos and earn cash. This is not all about watching boring commercials. The cash TV channel consists of categories like Celebrities, Food/ Recipes, Entertainment, and more; and what you’ll be viewing include movie previews, TV shows, news etc. You can earn by simply using the Inbox Dollars search engine to do your normal web searches. For any four searches you make, you’ll earn $0.01 and three entries into their sweepstake/ prize draw.
InboxDollars is a trademark of CotterWeb Enterprises, along with InboxPounds.co.uk (UK) SendEarnings.com, DailyRewards.com (Canada) and PaidEmail. The 6-time Inc. 5000 honoree is a Better Business Bureau (BBB) accredited business with an A+ rating as of this review. The corporation is headquartered in Mendota Heights, Minnesota. Daren Cotter, founder and CEO is a well-respected investor, adviser and mentor and was recently honored as Technology CEO at the 2017 Titans of Technology awards.

Inbox Dollars Available Countries


How it works: With Survey Club, you can take part in some of the highest-paying research, clinical trials and surveys available. There are often location-based opportunities (such as focus groups), and unlike some of the other companies on this list, Survey Club often gives you the chance to test products that researchers will physically mail to you free of charge.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.


The Harris Poll has been around for 45 years, which makes them one of the oldest polls in the world. And also one of the online surveys that pay cash instantly via Paypal in the industry. There’s no doubt about it. Harris Poll is a legit survey panel that pays you for your opinions. First, the Harris Poll is a member of the National Council of Public Polls (NCPP), the Council of American Survey Research Organizations (CASRO), the Council for Marketing and Opinion Research (CMOR), and the European Society for Opinion & Marketing Research (ESOMAR). Also, the Harris Poll is accredited by BBB, and has the highest rating possible by the organization, which is an A+.

Inbox Dollars Safe


Above all, thanks for that great article. I really enjoyed reading it all for the last 5 minutes with a mug of coffee! Despite this article being next to perfect, if I can, I’d like to add one of the best survey sites, in my mind, to this list. It would be, “ClixSense”. They’re a really old, and huge, presence in the research industry and have partnered with many of those listed in this very post. So, signing up on ClixSense lets you take paid survey invitations from multiple survey sites and research firms, like Opinion Outpost, Nielson Media Research, YouGov, I-Poll, MySurvey, Toluna and more. Almost half of all of those survey sites are listed here.
From the get-go, new members will instantly earn their first $5. The process of signing up is extremely easy and simple – enter your email, create a password and confirm your account via email. Then, you will need to answer several basic questions that are on par with every other survey panel (i.e. about your marital status, kids, degree, race, income etc).
GlobalTestMarket currently has more than 5.5 million members in over 200 countries around the globe. They offer surveys which are rewarded in points. These points can then be redeemed using PayPal payments. Participants can earn easy money by simply completing a 10 or 20 minutes survey. Take part in online surveys, mobile surveys and IT surveys and earn at least 1200 points you need to request your check.
This is a service owned and operated by a Kenyan company known as Simba Survey. The company works with local and international businesses, government agencies, research institutions, NGOs and universities to create and deploy flexible and scalable mobile surveys. The survey rates can move from a minimum of Ksh. 50 upwards. There are two types of surveys one can take; the cash reward surveys and the draw entry surveys. Members can withdraw their money directly via MPESA.
I belong to almost all of the sites you listed and out of all the surveys I take I don’t qualify for 95% of them. I will spend 15 minutes with generic questions with them collecting information about me then when done they say I’m not eligible for the survey or they have reached the required amount of people for that research. I can understand the reaching the required amount of people but I would think I would qualify for at least 1 or 2. It’s really discouraging when you take all that time to do the survey and not even get any points for doing so!
The only reason Springboard didn’t rank higher on our list is because some users have reported a fairly limited supply of available surveys, making it difficult to reach the $50 minimum cashout threshold. However, the availability of surveys depends on your demographics — so my recommendation is to join, making sure your profile is 100% complete, and then see if enough opportunities come your way to make it worth your while.

Inboxdollars Tv


How it works: Vindale is one of the oldest, most well-known, and most highly-rated survey companies around (boasting an “A” rating from the BBB and a great Trustpilot score of 8.1). The only thing that keeps this site from ranking higher on my list is the minimum cashout amount, which is $50. It can take a good amount of time and dedication to hit that mark. Still, the company provides high-quality surveys with good payouts, which makes Vindale a great choice for users who plan on filling out surveys regularly but less attractive for those who are thinking about just dabbling.
It seems like IBD has made several changes that benefit them financially and ends up taking away more of the minimal amount of money you earn to begin with. I have always wondered why they only allow a person 20 spins over a 24 hour period. Especially and in light of the fact you are lucky if 20 spins net you .5-.25 cents. I have been trying Cash Crate. And so far, no complaints.
Second, there is nobody that’s making $3500 a month filling out online surveys. Sure, there are people who may earn $1000 or even $2000 a month, but they are in the minority. For most of us, it would be impossible unless you join every survey site that there is and spend every single waking hours filling out surveys. And that’s assuming if you are lucky enough to have that many surveys available, to begin with.
Under no circumstances should any information from this blog be used as replacement for professional financial advice. DollarSprout.com is owned by VTX Capital, LLC and neither are licensed by or affiliated with any third-party marks on this website and third parties do not endorse, authorize, or sponsor our content except where clearly disclosed. DollarSprout.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Above all, thanks for that great article. I really enjoyed reading it all for the last 5 minutes with a mug of coffee! Despite this article being next to perfect, if I can, I’d like to add one of the best survey sites, in my mind, to this list. It would be, “ClixSense”. They’re a really old, and huge, presence in the research industry and have partnered with many of those listed in this very post. So, signing up on ClixSense lets you take paid survey invitations from multiple survey sites and research firms, like Opinion Outpost, Nielson Media Research, YouGov, I-Poll, MySurvey, Toluna and more. Almost half of all of those survey sites are listed here.


I’ve been a member of InboxDollars for at least a year which is what it took to me to just get to $30. I didn’t mind clicking the emails but once I hit $25 or so, I stopped getting “paid emails”. So I forced myself to do surveys. Once I reached $28 it was 3-4 days before I even saw another survey offered (besides the 4 that are always there “peanut labs” etc). I finally hit $30 and cashed out but if course there was another hoop to jump through, they tell you that your account must “remain active” until a certain date (March 2nd) for me. Who knows what counts as active to them, so I continue trying to qualify for surveys hoping that counts, otherwise in officially done with them like so many. I was just shocked at how difficult they make it.

It’s a scam.I’ve been making surveys and other stuf for 2-3 months and i was close to my first payment and they decided to ban me for botlike activity.I’ve emailed them to see what’s the deal cause I wasted so much time in it and at the end I was left with nothign and they got all my money I don’t reccomend these thieves to anyone they will waste your time and nerves jsut for their good and will take your money just before you get to 30 dollars (which is the needed amount to cash out).I hope there are not many people screwed as me.Btw they anwsered me email with other stuf telling me that I’m not from U.S. and that’s why they won’t pay me or unban me……..
this company stole my credits or rather disappeared them when they deleted my account in January saying I was not active for 6 months when I was currently active in doing offers. Customer service is a joke they speak broken English for 1 and 2 they have no access to any information for your account or the company. those same people are the ones who would talk to the better business bureau when you complained that they will not give you the credits that they owe you.
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