It seems like IBD has made several changes that benefit them financially and ends up taking away more of the minimal amount of money you earn to begin with. I have always wondered why they only allow a person 20 spins over a 24 hour period. Especially and in light of the fact you are lucky if 20 spins net you .5-.25 cents. I have been trying Cash Crate. And so far, no complaints.
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Another important thing is that the points you earn in HCD Research can only be converted to cash. You will never have to redeem your points for prizes/ vouchers. The minimum payment threshold is 1,000 points, which is $10.00. Once you’ve accumulated that amount of points, you can proceed to request your reward, and a check will be sent to you. You can only get your rewards via check by mail; as a result, you’ll have to wait about 6 – 8 weeks before receiving the payout.

