No it’s not a scam, although lately it seems their partners may be scamming members. I have been an inboxdollars member since I believe 04. Last year they introduced the tv channel, just another way to earn first it was earn up to $2.00 a day viewing this channel then they capped it at .50 which is fine. It takes awhile, you see the same videos over and over again. The player eats up memory, retaining more than half of my 12gigs sometimes.

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This is a joke, it isn’t a scam but its not worth the trouble. It works don’t get me wrong but it takes FOREVER to make any actual money plus you have to hit a certain dollar amount before you can even cash out. Surveys said to be 4 minutes long pay out the same as survey that will take 50 minutes, and it only pays $0.25 for most surveys! $0.25 for an hour!? What! When you do find a higher paying one (meaning $0.50-$1.00), it’ll say its full or you don’t qualify EVERY time. The “Billy Spin Win” IS cool but also it is rigged. You NEVER land on money only “no win” or survey tokens. Out of 50 spins I landed on “cash” ($0.02 & $0.09!) twice. Like really? Complete waste of time honestly, SurveyJunkie pays better and you can cash out at $10 not $30! I’ve made $40 in about a month with SurveyJunkie rather $9 with Inbox Dollars

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They gave the better business bureau a new email that I was never given even though I was being asked to send in the original confirmation emails of the offers I completed and I also sent in screenshots but all they mentioned were the fact that they were not going to accept screenshots. they continue to not acknowledge the fact that I have indeed sent them all of the original emails they simply ignored them and it has been over for months. I’m not going to get paid because they are a joke.

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How it works: Vindale is one of the oldest, most well-known, and most highly-rated survey companies around (boasting an “A” rating from the BBB and a great Trustpilot score of 8.1). The only thing that keeps this site from ranking higher on my list is the minimum cashout amount, which is $50. It can take a good amount of time and dedication to hit that mark. Still, the company provides high-quality surveys with good payouts, which makes Vindale a great choice for users who plan on filling out surveys regularly but less attractive for those who are thinking about just dabbling.
These methods are certainly less tiresome, monotonous and refreshing compared to just filling up random surveys all day. Some users (chiefly “premium” members) have mentioned how they received money from InboxDollars on referrals from offers. Additionally, some members have also stated how they earned  a proportion of money from InboxDollars’s “qualified surveys” and other features.
I do not know for sure and they are always subject to changes in their policies. You would have to check out the websites you are interested in to find out. Look for their payment policies or their regular policies as that may answer the question. In addition, you can look at their terms and conditions or FAQ’s. If that doesn’t tell you, look for their contact information so you can ask them directly.
I'm a faithful inbox user. I've worked my butt off trying to make a little money. They have altered the bar. That we have to fill. Just to Make pennies. Now they have fixed my games . I can only play about 7 games then I dont get credit. The survey arrived . we can finish one then it says we dont quaify. We don't get paid often to complete offers... They rigged my whole experience so I can't make money. All this because I left a nd but truthful review on their app.thatdint work any more .because it's rigged now . when trying to watch videos , now we are forces to endure 2adds that sticks. Then the video won't work and it's a pop up says there's an error. I'm gonna stop I'm cashing out and I'm I'm done with them
I have been using Inbox Dollars for months now. I am at $32.60 as of right now. My amount has been the same for weeks. I click on the paid emails, and I am not being credited. I wrote to them and all I got back was that I did not have enough funds to cash out. I very clearly told them that my amount is frozen and that I am not being credited for the paid emails I click on. So I try to contact them once more to explain my problem again, I got no response. So I wasted months of my time for absolutely nothing. This site stinks! It is very time consuming. Alot of the surveys you do not qualify for. You sometimes are filling out surveys for several minutes until they decide to tell you that you do not qualify for the survey. I am upset that I wasted so much time for absolutely nothing in return. This site is a complete waste!

Honestly I’ve been using this app for a less than 1 year and have thus far made more than $150. Don’t do the surveys unless the title is specific and you know the market they are searching for. But they are a waste of time!!!I just use the TV part of the app. I use to be able to make $2 a day just with that, but they lowered it to 50 cents. I use this app while I’m at the office or in school. Just leave it playing and have your phone make money while you’re not using it. You don’t have to actually watch it. That’s where everyone is getting this app mixed up. It’s not a waste of time if you’re not actually paying attention and doing something else productive. I don’t think about $.50-$1 a day but making $30 a month and $360 a year for doing nothing.


I have to agree with Rebecca. Took a couple months to get up to the $30 payment amount after being disqualified from multiple surveys. Some surveys said I were disqualified when I was 95% complete. The day before the payment is to be issued my account was cancelled. I tried speaking to their online support but all they tell you is that it was cancelled for bot like activity or for violating their terms of service. Funny how my activity wasn’t a problem until I requested a payment. Stay clear of them.
They gave the better business bureau a new email that I was never given even though I was being asked to send in the original confirmation emails of the offers I completed and I also sent in screenshots but all they mentioned were the fact that they were not going to accept screenshots. they continue to not acknowledge the fact that I have indeed sent them all of the original emails they simply ignored them and it has been over for months. I’m not going to get paid because they are a joke.

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Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.
The Harris Poll has been around for 45 years, which makes them one of the oldest polls in the world. And also one of the online surveys that pay cash instantly via Paypal in the industry. There’s no doubt about it. Harris Poll is a legit survey panel that pays you for your opinions. First, the Harris Poll is a member of the National Council of Public Polls (NCPP), the Council of American Survey Research Organizations (CASRO), the Council for Marketing and Opinion Research (CMOR), and the European Society for Opinion & Marketing Research (ESOMAR). Also, the Harris Poll is accredited by BBB, and has the highest rating possible by the organization, which is an A+.

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First, thank you for providing this extensive list. I wanted to offer a quick follow up. After reading your post I decided to give Survey Junkie a try and I’ve already closed the account. Yes, I can tell it’s well organized and it is definitely a user-friendly platform. The problems I experienced were first that not one of the surveys they emailed me about were available. I did, however, complete several surveys from the site itself and I found them to be lengthy – in itself, not a problem, but 3 out of 5 told me I didn’t qualify after I’d already invested 10 – 12 minutes filling out the forms. They got more than enough information from me to be useful which is an old and highly unethical trick in market research – which happens to be my background. All in all, it was a LOT of wasted time.
I have tosay that by joining the survey sites that you haveon your list i have madeover 300.00in the last 6 months doing surveys and watching videos so if you have the timetospend doingsurveys you wont makea whole lot of money but you will enjoy the survey opportunititys and every little bit will add up if you join all of these except panda research which is known for sending your money to someone elsed paypal account because it happened to me about 2 years ago andthey took 186.00 from me.

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A little late getting into this discussion. But my favorite so far is OneOpinion. I think it’s mentioned here. Survey Junkie cool. MyPoints is okay. Ipso, not so much. I did make 300 points today in about 6 hours and every single survey except one I was disqualified for. I was disqualified for the two pointers as well as the higher pointed ones. I’ve never had that problem. Yes you get disqualified, but not everyone out of 30 or so. One of them I actually made to the 98% and was disqualified. I think they didn’t like the fact I was female, except that was answered at the beginning.

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You can also watch short videos and earn cash. This is not all about watching boring commercials. The cash TV channel consists of categories like Celebrities, Food/ Recipes, Entertainment, and more; and what you’ll be viewing include movie previews, TV shows, news etc. You can earn by simply using the Inbox Dollars search engine to do your normal web searches. For any four searches you make, you’ll earn $0.01 and three entries into their sweepstake/ prize draw.

Now, don’t get me wrong. There are people who do make a few thousand dollars or more a year with paid surveys. But that’s not the norm. If you do want to increase your earnings substantially, your best bet is to also join focus groups (we have a big list of ’em. Just do a quick search on Google for “moneypantry.com focus groups”). They pay much more between $50 to $400 or more per focus group secession.
With over six million surveys in more than 100 countries, Ipsos i-Say has taken the online survey to another level. A range of topics are covered, and the reward options include PayPal payments. Moreover, they also have a loyalty program that allows subscribers to earn more additional bonus points. If you complete more surveys, you will earn more points.

Second, there is nobody that’s making $3500 a month filling out online surveys. Sure, there are people who may earn $1000 or even $2000 a month, but they are in the minority. For most of us, it would be impossible unless you join every survey site that there is and spend every single waking hours filling out surveys. And that’s assuming if you are lucky enough to have that many surveys available, to begin with.
Hi! I'm Jeff. A personal finance nerd and entrepreneur at heart, I'm here to bring you all the latest cool ways to make and save extra money. I've been quoted in several online publications, including Entrepreneur, NBC News, GoBankingRates, Student Loan Hero, Business.com, Credit Karma, The Simple Dollar, US News & World Report, Lifehacker, MSN Money, Moneyish, Zumper, IdeaMensch, Discover Bank, PrimeRates, Credit.com, Yahoo! Finance, Club Thrifty, Guru Focus, Rent Track, Fit Small Business, Coupon Chief, and more.

First, thank you for providing this extensive list. I wanted to offer a quick follow up. After reading your post I decided to give Survey Junkie a try and I’ve already closed the account. Yes, I can tell it’s well organized and it is definitely a user-friendly platform. The problems I experienced were first that not one of the surveys they emailed me about were available. I did, however, complete several surveys from the site itself and I found them to be lengthy – in itself, not a problem, but 3 out of 5 told me I didn’t qualify after I’d already invested 10 – 12 minutes filling out the forms. They got more than enough information from me to be useful which is an old and highly unethical trick in market research – which happens to be my background. All in all, it was a LOT of wasted time.
When brands want to find out what consumers think about their product and services, they turn to market research companies. Market research companies are the ones actually administering the surveys on behalf of the corporations looking for data/feedback. Think of online surveys as a type of focus group, except in this case, everything is done online.

I'm a faithful inbox user. I've worked my butt off trying to make a little money. They have altered the bar. That we have to fill. Just to Make pennies. Now they have fixed my games . I can only play about 7 games then I dont get credit. The survey arrived . we can finish one then it says we dont quaify. We don't get paid often to complete offers... They rigged my whole experience so I can't make money. All this because I left a nd but truthful review on their app.thatdint work any more .because it's rigged now . when trying to watch videos , now we are forces to endure 2adds that sticks. Then the video won't work and it's a pop up says there's an error. I'm gonna stop I'm cashing out and I'm I'm done with them
Rip off. I referred a couple people to Inbox Dollars that lived close to me and they closed out all of our accounts saying we were all in the same location and the same person. We provided IP addresses and even went to as far as asking if we could provide identification to show proof and of course it was negative. Lost a total of about $31. As for my neighbors probably the same or close to the same..

I reside in Jamaica. I am at a disadvantage in securing paid surveys because of my location as the so-called first world countries receive all the choice survey sites leaving the crumbs that fall from the Master’s table. The survey field needs to be leveled. Because of the advent of IT capability, the world is just one community. Everyone is aware of what goes on everywhere.
ke c.: if you requested payment and the date has changed to process that payment it may mean that your account went to an inactive status. Members need to keep their account in active status in order to have their payments processed on the date assigned. Please contact LiveChat for assistance and they can always escalate your inquiry to Accounting for help!
Their are many exclusive communities for different demographics. For example: There is the iGamelab Beta Testing Community where children aged 6 – 17 can sign up to be beta testers for online games, mobile games/ apps, virtual worlds, toys surveys and more. There is also the Xtrender community where teens can participate in reviewing social media, TV shows, celebrity surveys, and much more. Finally, there’s the Paid Moms Community where mothers with children aged 2 – 17 can join to give insight on parenting, cooking/ recipe and more.

Another good thing about One Poll is that they reward you with £5.00 just for signing up. One other good thing which One Poll takes pride in, is that they help you along the way in reaching your withdrawal limit. For example, they will direct you to a list of surveys that you can complete in order to make your first £2.50. However, each of these mini surveys to get you started will earn you about £0.20; which means that you’ll need to complete about 13 of them to get that first £2.50.


On many forums and review websites, the typical rating awarded to InboxDollars is a meager 2 out of 5 stars. The single biggest problem relating to the website is the incredibly long time taken before the first $30 payment can be attained. Though it is in fact legitimate, the website has been labeled by quite a number of former members as a “scam,” or “spamming” website. We disagree…


Another good news that, survey invites are sent frequently, and disqualification rate is very low in One Poll. You’ll receive a good number of invitations in a week to participate in surveys, and you’ll be eligible to participate in many of them. Also, the surveys in One Poll are arguably the shortest surveys you’ll find in the market, as well as the most fun to participate in. Surveys take between 2 – 10 minutes, and most of them are very interesting.
Some users have also complained how after playing hours and hours of games on sites like Winster, their accounts were not credited, and upon contacting InboxDollars' customer support, were told that “it is not the company’s responsibility to determine playing time but the responsibility of their partners.” Some users have decried how after being inactive at InboxDollars for a few weeks or a month, their accounts were suspended and they were no longer able to receive paid emails.
The only problem is with this site now to do surveys you have to put your cell phone number in before they will let you (Only once) they shouldn't ask for this for one for two they won't take my number so i'm blocked from doing surveys. I have to say one way it's bad the other way it's worse and all i can say good about this site right now is they do pay.
I belong to almost all of the sites you listed and out of all the surveys I take I don’t qualify for 95% of them. I will spend 15 minutes with generic questions with them collecting information about me then when done they say I’m not eligible for the survey or they have reached the required amount of people for that research. I can understand the reaching the required amount of people but I would think I would qualify for at least 1 or 2. It’s really discouraging when you take all that time to do the survey and not even get any points for doing so!

All this website is great but one site which is not mention here is univoxcommunity.com. i am attached with this site from last 2 years and i have earned many points and 2 Amazon gift card. got amazon gift card , which operates across the world and gives you access to millions of products!. and they are very friendly with panelists. i love this website which always ready to help in any trouble. so for me this is my favorite site for earning money.

Inbox dollars is a scam. They will pull you in by offering $5 to begin and another $7 for completing some other tasks. It all goes downhill from there. I quickly realized that filling out countless surveys. I really gave them a try, I tried and tried and tried. Finally I snapped and said “No More!” What happens is that once you start a survey and it could be 15-20 minutes of filling questions, they will reject you based on answering a question as “no”. So you could answer “yes, yes, yes” for multiple questions and after 20 minutes of tedious (and yes, boooring!) questioning you are rejected from survey by punching one lousy “No”. Then they offer “sweeps” which is a raffle ticket that will never win you anything, pathetic! So, after seeing what a sham I got myself into I just decided to get my $30 by strictly opening the “paid mail” and using “paid search”. I had opened the account with them 1.5 years ago and finally was able to collect my $30 (actually $27, they even take $3 for “processing fee” – a final slap in the face) after countless hours of filling surveys and opening stupid paid mail. They pay 2 cents per one paid e-mail so yes it will take a while. I will be closing my account with inbox dollars now that I recovered a small fraction of what my time is actually worth, and I recommend staying clear from them and finding another way of making $$$.
IOCS is a not-for-profit research organization that conducts studies and experiments on shopping-related behavior – things like how we, as consumers, evaluate products, how we make the buying decisions, etc. Although the focus is mostly on shopping related behavior, some of their experiments and studies include broader areas of marketing, psychology, and economics.

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Brands spend a lot of money on creating products and services. But a lot of that time and money is wasted because these offerings end up not meeting consumer needs. Insert InboxDollars, a market research company. Companies like InboxDollars act as a bridge between product makers, service providers, and consumers. People like you and me get to get extra money to take surveys and give feedback, while the companies learn how to make better products. Rather than seek out feedback directly, they enlist a company like InboxDollars to get our feedback.
I think the people that are saying good things about it are being PAID to say good things about it. INBOX DOLLARS is a SCAM. EVERYONE needs to REPORT them to the Better Business Bureau and Sue their ASSES. I bet if ENOUGH people got together and did that they'd get PAID and INBOX DOLLARS would get SHUT DOWN like they need to be so they can't SCAM people anymore.

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Apart from helping you earn more per survey completed, a high trait score will also make it possible for you to receive the maximum number of surveys available. One other way you can earn from Paid Viewpoints is through referrals. You get paid 20% of whatever your referrals earn from completing “biz surveys” (that is, excluding what they earn from trait surveys or their own referrals).
Inboxdollars does not tell you this – you have to find it on your own. After uninstalling Firefox 54, and installing this version required, the issue with those partner ads still persist. I am still seeing the majority of ads as inboxdollars offers.. So I guess this means I will have the “feature” disabled again. Despite screenshots of the ads, showing them what I am seeing it is being blamed on some security setting, adblocker, or those plugins not being enabled. Rather than checking with their site, or the partner and checking their own ad rotations. When an ad starts to play sometimes it just vanishes and an inboxdolls offer pops up.

InboxDollars is arguably the easiest, most convenient and versatile way to make money online quickly, legitimately and securely, with little to no effort, simply by using the internet as always, for various purposes. More specifically, Inbox Dollars is an uber-popular, fully legitimate and foolproof online rewards club that reliably pays consumers in real cash ( not points) for their everyday mobile and online activities.


Dear John, Please note that your account is credited as soon as your credit is sent by the offer provider. You mentioned that you have been completing offers on Mindspay and InboxPAYS so if you have completed the offer before with those sites then they will not credit again for the same offer. We do show your account has been credited for other offers so most likely if you are missing credits on InboxDollars than it was most likely due to being credited for the same offer on InboxPays or other site. Please note that our offers will credit as our terms state usually within 14 - 30 days. More information can be found here:http://www.inboxdollars.com/pages/terms
From the get-go, new members will instantly earn their first $5. The process of signing up is extremely easy and simple – enter your email, create a password and confirm your account via email. Then, you will need to answer several basic questions that are on par with every other survey panel (i.e. about your marital status, kids, degree, race, income etc).

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Inbox dollars is a scam. They will pull you in by offering $5 to begin and another $7 for completing some other tasks. It all goes downhill from there. I quickly realized that filling out countless surveys. I really gave them a try, I tried and tried and tried. Finally I snapped and said “No More!” What happens is that once you start a survey and it could be 15-20 minutes of filling questions, they will reject you based on answering a question as “no”. So you could answer “yes, yes, yes” for multiple questions and after 20 minutes of tedious (and yes, boooring!) questioning you are rejected from survey by punching one lousy “No”. Then they offer “sweeps” which is a raffle ticket that will never win you anything, pathetic! So, after seeing what a sham I got myself into I just decided to get my $30 by strictly opening the “paid mail” and using “paid search”. I had opened the account with them 1.5 years ago and finally was able to collect my $30 (actually $27, they even take $3 for “processing fee” – a final slap in the face) after countless hours of filling surveys and opening stupid paid mail. They pay 2 cents per one paid e-mail so yes it will take a while. I will be closing my account with inbox dollars now that I recovered a small fraction of what my time is actually worth, and I recommend staying clear from them and finding another way of making $$$.
I do not know for sure and they are always subject to changes in their policies. You would have to check out the websites you are interested in to find out. Look for their payment policies or their regular policies as that may answer the question. In addition, you can look at their terms and conditions or FAQ’s. If that doesn’t tell you, look for their contact information so you can ask them directly.
Unfortunately, a lot of people think that because they didn’t qualify for a survey, the company conducting it is somehow scamming them. Remember, companies want to gather data and feedback from their target customers. Remember the Starbucks example above? Well, if you are not a coffee drinker, it makes sense that Starbucks doesn’t want to spend money on giving you a survey on something that doesn’t apply to you!

Satrap is not a financial advisor & MoneyPantry.com is for entertainment & educational purposes only. Material shared on this blog does not constitute financial advice nor is it offered as such. As mentioned in our Disclosure page, MoneyPantry may have a financial relationship with some of the companies mentioned on this site, including Credit Card providers, and as such it may be compensated with a referral/commission fee. All trademarks, registered trademarks and service marks mentioned on this site are the property of their respective owners.
All this website is great but one site which is not mention here is univoxcommunity.com. i am attached with this site from last 2 years and i have earned many points and 2 Amazon gift card. got amazon gift card , which operates across the world and gives you access to millions of products!. and they are very friendly with panelists. i love this website which always ready to help in any trouble. so for me this is my favorite site for earning money.
However, being sent the survey invitations does not mean you’ll complete the survey; you have to qualify for it first. Qualifying for surveys is one problems in survey sites. If you do not qualify, you won’t complete the survey, which means you won’t earn. Harris Poll makes sure that disqualification from surveys do not leave you empty by still awarding you 15 reward points even when you are disqualified from a survey.
Hi, I live in South Africa and have made quite a few US dollars from various sites over the past few months. For me, Toluna is definitely the best, and they offer nearly daily surveys. You don’t always qualify, but when you do the survey reward is quite substantial. I have never had problems from them and at regular intervals receive money in my PayPal account. However, I cannot say the same of Panel Station. Even though I have sent various requests asking why I have not been paid they do not even have the courtesy, so far, to answer any of my mail – whether they were submitted on the site or sent via e-mail to their “South African” address. I must say that I am very disappointed with them, as they are recommended by quite a few other sites, as well as your own. 

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They gave the better business bureau a new email that I was never given even though I was being asked to send in the original confirmation emails of the offers I completed and I also sent in screenshots but all they mentioned were the fact that they were not going to accept screenshots. they continue to not acknowledge the fact that I have indeed sent them all of the original emails they simply ignored them and it has been over for months. I’m not going to get paid because they are a joke.

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InboxDollars is a trademark of CotterWeb Enterprises, along with InboxPounds.co.uk (UK) SendEarnings.com, DailyRewards.com (Canada) and PaidEmail. The 6-time Inc. 5000 honoree is a Better Business Bureau (BBB) accredited business with an A+ rating as of this review. The corporation is headquartered in Mendota Heights, Minnesota. Daren Cotter, founder and CEO is a well-respected investor, adviser and mentor and was recently honored as Technology CEO at the 2017 Titans of Technology awards.
You build your trait score simply by being active on the site and completing surveys. The surveys from Paid Viewpoints are some of the shortest surveys you’ll find. They even advertise that a survey will take only 2 – 3 minutes. In whatever case, even if a survey takes more than twice the advertised time, it will still be the shortest out there. On the average, they ask about 10 questions. To make things easy for you, they set a character limit for each survey answer (between 90 – 120).

I’ve been taking surveys at PrizeRebel for awhile and have had a consistent problem which has gotten consistently worse lately. They cheat! When I submit my survey at the end, I get this message, “Something went wrong”, or “Unable to connect to server”. Or, they put up picture of this little broken robot guy and say, “Oops, looks like he broke it again” and I don’t receive any points for my work. Then here’s the ultimate: Near the end of the survey, they put in a question that’s impossible to answer: Do you drink: A. Beer B. Whiskey? There are no other choices, so I have to pick one, which then puts me in the position of lying, cheating, or whatever. The contact button at the bottom is gone. Since it doesn’t match my profile information and they already have the rest of my information, I’m just stuck and I don’t get my points. Then they lower my quality score. PrizeRebel is a poor quality survey site that doesn’t care anything about the people who diligently work hard on these surveys. Survey takers need to beware of PrizeRebel.

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How large? First, Survey Spot uses the points system, where you are awarded points for any survey and offers you complete. Typically, any completed survey will earn you about 50 – 100 points. With 100 points equalling $1.00, it means that each completed survey nets you about $0.50 – $1.00. A typical survey will take between 10 – 15 minutes to complete.
There are also some minor surveys called “Trait surveys” which you can take from time to time to boost your trait score. In these surveys, you’ll simply be providing more personal information about yourself, relating to ethnicity, health and medical condition, religious beliefs and viewpoints, political view points, purchase preferences etc. The good news is that, you not only boost your trait score by answering these trait surveys, but they also pay you. You’ll earn anything between $0.03 – $0.10 for each trait survey.
Surveys can be on many different topics, like your TV-watching habits, your favorite places to eat, what material of sweater you prefer in the fall, etc. Many surveys can take less than 5 minutes to complete, although some take longer (and pay more money). Despite the wide array of topics, the end goal of paid online surveys is usually the same: to get a better idea of what consumers are thinking and how they make decisions.
My Soap Box is a survey panel that is not only passionate about market research, but also about humanity. They donate $500 to a charity each month. To date, they have raised and donated $32,000 to charities such as Alzheimer’s Association, National Multiple Sclerosis Society, and JDRF (Type 1 Diabetes Research Funding and Advocacy). The good part is, members choose the charity that gets the donation in any given month, by a poll on the site. My soap is also legitimate.
InboxDollars treats its members to generous doses of monetary rewards in the form of cash and prizes for a wide array of daily activities on their computer, smartphone and tablet. This unbiased Inbox Dollars review will guide you through the various options of earning real cash and impressive prizes. To cash out, you need to have minimum $30, but if you want the club to waive the standard $3 processing fee, you should advisedly choose to cash out at $40.
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