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Best Time to Buy Stuff: Saving Money on Household Items The inexperienced spends over needed on everyday things around the house when they don't prepare and reap the benefits of seasonal sales, manufacturer discounts and promotions. Every business carries a "loss leader" to acquire people to the store. Taking advantage of these is an extremely smart move. Financial planning refers to every facets of our lives, not merely retirement. As a matter of fact, the more we don't spend now on necessary things around the house, the greater that is capable of accumulate and grow in a very ROTH, IRA or saving account. Let's face it, some household items are necessary, but most of them, particularly those we use to wash every surface of our homes, are hardly necessary and a constant waste of greenbacks. Madison Avenue is within business in promoting products in these an appealing way that consumers are brainwashed into believing which they need and want the newest and the latest. The fact is, we don't. We don't need twenty different products to completely clean, and unfortunately we cannot need to purchase grocery items your day we want to use them. What we want to do is anticipate needs and prepare for them in advance. This not simply includes things for the home, but laptops and televisions which may have a much higher price tag and tend to be used on every day basis. According to the U.S. Department of Labor, Americans spent between $659 to $1,153 12 months on household supplies. This is a wasteful and unnecessary expenditure that pumps a lot of chemicals into our water supply and creates and aggravates respiratory and skin health problems. The best products for living green and still getting the very best cleaning answers are easily found in your kitchen or laundry room. They cost pennies a month to make. The best time to purchase stuff is prior to running out. Make a list of essential supplies and prepare well ahead of time by scouring circulars inside the newspaper, comparing prices and clipping coupons. In another article about living green, I share specific instructions on how to produce your own laundry detergent. This is a simple project that will save a household of four hundreds of dollars a year. Here are some other items you can do. Baking soda, salt and vinegar are wonderful cleaners that cost very little and can multi-task depending on the intended purpose and configuration. A 10 pound bag of baking soda costs $6.00 and can clean bathroom and kitchen surfaces without scratching, deodorize, clean and take off scuff marks from vinyl tiles with a minimum of effort. White distilled vinegar will disinfect and clean surfaces and take off hard water spots from fixtures'and it's the safest product to completely clean laminate and tile flooring. The absolute worst time to get stuff happens when we need it because we wind up paying premium prices. Planning ahead includes holidays and birthdays and also daily living. Strategy: Locations: Make your internet search easier and faster by joining Fatwallet.com and Slickdeals.net, 2 of the best all-in-one websites to scour daily deals and acquire alerts for your one you are searching for'from things for the home, free samples and electronic equipment at huge discounts. Clothing - These items always carry on clearance ahead of the season ends. Practice patience, be aware of original prices and buy it in the event it reaches the cheapest price point. This is an inexpensive method to stock up on clothing for the following year for the entire family. Appliances - Locate the nearest Sears appliance outlet in the area and visit often or search on the internet for specific items. A drop down menu with the website lists the warehouse location of such items in addition to the price. The items are typically in their original boxes, they are either returns of orders which are never acquired or previous models with 1 or 2 less features compared to the newer item, or in a different color or finish. Real Estate - While this is not an "everyday" item of all people's list, it's most definitely a day to day item for anyone who keeps a roof over their heads. Like all other items, the top time to buy a home is the place demand is low. When you are looking for real estate, people who thought in past years they might only afford a condominium on the budget find which they can take a look at single-family homes on a single budget if they so desire. U.S. Dept. Of Labor: Consumer Expenditures in '09; May 2011 Top Stock Analysts: Top 10 Things Americans Waste Money On; Douglas McIntyre, Michael Sauter, Charles Stockdale; February 28, 2011 Packaged Facts: U.S. Market Expenditures On Green Household Products; May 24, 2010 Photos: Free Digital Photos; Suat Eman / cbejasuwan |