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Best Time to Buy Stuff: Saving Money on Household Items The inexperienced spends a lot more than needed on everyday household items when they don't plan in advance and reap the benefits of seasonal sales, manufacturer discounts and promotions. Every business has a "loss leader" to obtain people in to the store. Taking benefit of these is definitely an smart move. Financial planning relates to every areas of our lives, not just retirement. As a matter of fact, the harder we don't spend now on necessary stuff for the house, greater that is capable to accumulate and grow in the ROTH, IRA or saving account. Let's face it, some things for the home are necessary, most of them, particularly those we use to wash every surface of our homes, are hardly necessary plus a constant waste of cash. Madison Avenue is in business to market products in these an appealing way that consumers are brainwashed into believing they need and need the newest and the latest. The fact is, we do not. We don't need twenty different products to wash, and and we don't need to purchase grocery items the afternoon we prefer to use them. What we want to do is anticipate needs and prepare for them before hand. This not just includes things for the home, but laptops and televisions who have a much higher price tag and are generally used on every day basis. According on the U.S. Department of Labor, Americans spent between $659 to $1,153 a year on household supplies. This is a wasteful and unnecessary expenditure that pumps tons of chemicals into our water supply and fosters and aggravates respiratory and skin health conditions. The best products for living green but still getting the very best cleaning answers are easily present in your kitchen or laundry room. They cost pennies monthly to make. The best time to buy stuff is before you run out. Make a list of essential supplies and prepare well in advance by scouring circulars inside newspaper, comparing prices and clipping coupons. In another article about living green, I share specific instructions on how to make your own laundry detergent. This is a simple project which will save a family of four hundreds of dollars a year. Here are some other pursuits you can do. Baking soda, salt and vinegar are excellent cleaners that cost practically nothing and can multi-task using the intended purpose and configuration. A 10 pound bag of baking soda costs $6.00 and can clean bathroom and kitchen surfaces without scratching, deodorize, clean and take away scuff marks from vinyl tiles that is at least effort. White distilled vinegar will disinfect and clean surfaces and take away hard water spots from fixtures'and it does not take safest product to wash laminate and tile flooring. The absolute worst time to acquire stuff is when we need it because we wind up paying premium prices. Planning ahead includes holidays and birthdays in addition to daily living. Strategy: Locations: Make your internet search easier and faster by joining Fatwallet.com and Slickdeals.net, two of the best all-in-one websites to scour daily deals and acquire alerts for the one you're looking for'from things around the house, free samples and electronic equipment at huge discounts. Clothing - These items always carry on clearance ahead of the season ends. Practice patience, know the original prices and buy it when it reaches the lowest price point. This is an inexpensive way to stock up on clothing for that following year for that entire family. Appliances - Locate the nearest Sears appliance outlet inside area and visit often or search on the internet for specific items. A drop down menu with the website lists the warehouse location of the items as well as the price. The items are generally in their original boxes, they may be either returns of orders that were never grabbed or previous models with a few less features compared to the newer item, or inside a different color or finish. Real Estate - While this is not an "everyday" item of many people's list, it is most definitely an every day item for everyone who keeps a roof over their heads. Like all other items, the most effective time to buy a home occurs when demand is low. When you are looking for real estate, people that thought in past years they might only afford a condominium on their own budget find that they can take a look at single-family homes for a passing fancy budget whenever they so desire. U.S. Dept. Of Labor: Consumer Expenditures last year; May 2011 Top Stock Analysts: Top 10 Things Americans Waste Money On; Douglas McIntyre, Michael Sauter, Charles Stockdale; February 28, 2011 Packaged Facts: U.S. Market Expenditures On Green Household Products; May 24, 2010 Photos: Free Digital Photos; Suat Eman / cbejasuwan |